Community Funded Health Care

Pay major health care costs without insurance

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Choose your
CrowdHealth Journey

Pick a path and see how 6,000+ members (and growing) are living healthier, freer lives.

Stay Active

Join a healthcare solution that matches your lifestyle.

Tristan Scott - member

Less complexity, more adventure

You travel

No networks. Go wherever you’d like.

You take care of your body

You get access to annual blood tests, DEXA scans, VO2 max tests.

You want convenience

You can speak to a doctor virtually from the comfort of your home with virtual primary care, urgent care and talk therapy. You have a Personal Care Advocate who will walk alongside you in the event of a health event.

You are active

If you have a major injury or illness you have access to thousands of other outdoorsies that will help you pay for that health event.

November 2023

Brooks Lockett sees CrowdHealth as a superior alternative to health insurance and those living an active lifestyle

Reliable healthcare for your family

CrowdHealth provides a secure, comprehensive health solution for your family’s evolving needs.

The Ludwig Family - members

Through the busyness of life, choose a healthcare solution that provides convenience, choices, and peace of mind.

You want financial wellbeing

There are no large deductibles, In the case of a health event you will pay the first $500, the rest will be sent to the community to help.

You are busy

You have to be 5 places at once. When a high fever, a fall off the bed, or a mysterious skin rash pops up you need help conveniently. With CrowdHealth you can reach a doctor via video in minutes around the clock.

Your care about your family’s emotional well being

With CrowdHealth you have access to unlimited virtual talk therapy that can be used to ensure emotionally healthy marriages, men, women, and teens.

You want the best doctors for your family

There are no networks. You can get access to anyone you’d like. You no longer have to wonder if your doctor is “in network.” One wellness visit per family member is fully fundable.

January 2024

Nickolas Crim Embraces Independence with CrowdHealth

Efficient Healthcare for the Self Made

CrowdHealth backs Entrepreneurs with a healthcare model as agile and robust as their ventures.

Emily Stanwyck - member

Built for the independent entrepreneur, freelancer, and small business owner, it offers the robust, flexible coverage you need, all backed by a strong community of like-minded members

You want financial predictability

2 – 4 million Americans abort the entrepreneurial journey because of expensive healthcare. CrowdHealth offers you the tools that will allow you to start your business without worrying about the cost of healthcare.

You want simplicity

Your mental energy is best spent on how to grow your business. CrowdHealth provides you a personal Care Advocate to guide you through finding a great doctor, negotiating your bills, and helping you get those bills paid by the community.

You want convenience

Connect to a primary care doctor virtually from your office or your home. They can order you labs, imaging, or prescriptions without you needing to go sit in a waiting room.

You desire community with peer entrepreneurs

CrowdHealth is built for entrepreneurs by entrepreneurs. You are a part of our tribe. We have more entrepreneurs in our community than anyone else. If you get hurt, we’ll support you.

November 2023

Rob Norris Sees CrowdHealth as a Superior Health Insurance Alternative for Entrepreneurs & Freelancers

Start your membership
with CrowdHealth

Calculate your price and take the first step towards breaking free from health insurance.

Membership Price Calculator
Subscriptions
Members pay $50 to be a part of the Crowd. This goes to CrowdHealth to pay the bills.
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Contributions
You'll be asked for up to this amount each month to help another member in the Crowd.
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Monthly Total  
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That's a lot of members! Please schedule time with a CrowdHealth Specialist for pricing.
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5,000+ people have paid for
their health care without insurance.

Medical Bill Negotiation

An expert service that negotiates your medical bills to significantly reduce costs.

Member Crowdfunding

A community-based system where health care costs are distributed among members, effortlessly reducing high expenses for everyone involved.

Care Advocacy

Personalized assistance to navigate the complex world of healthcare, from finding providers to handling bills.

Unlimited Talk Therapy

Unlimited access to licensed therapists to support your mental well-being anytime you need it.

Unlimited Virtual Primary

Convenient and unlimited online consultations with primary care doctors, making regular health check-ups hassle-free.

Discounted Prescriptions

Access to prescription medication at discounted prices, ensuring your health doesn't strain your pocket.

Real Stories, Real Wins

Abi's boating accident changed her life & her perspective

Abi's boating accident changed her life & her perspective

"CrowdHealth actually sent Abby a care package. My first thought was I felt supported. CrowdHealth is more like a community."
Watch their story

Justin and Amy fought the health system and won

Justin and Amy fought the health system and won

"The reality is that we're stuck in insurance world and policies and contracts and people don't realize that they can step out of that."
Watch their story

A Community-First Way to Pay For Health Care

Health Insurance
48,000,000 Denied Claims
Inadequate Coverage
Key Player in the Medical Industrial Complex
High Costs
Provider Networks
Administration Complexity
200,000 medical bankruptcies
Insurance-driven Health Care Decisions
Risk of Policy Cancellation
Out-of-Network Charges
Lack of Price Transparency
Frequent Changes to Policies
Yearly Deductibles
Medical Bill Negotiation
Member Crowdfunding
Affordable Payments
Discounted Prescriptions
Unlimited Talk Therapy
Unlimited Virtual Primary Care
Care Advocacy
Generosity Score
Automated Contributions
Greater Transparency
Personalized Support
Better Prices
Eradicating Inefficiencies
Health Insurance
48,000,000 Denied Claims
Inadequate Coverage
Key Player in the Medical Industrial Complex
High Costs
Provider Networks
Administration Complexity
200,000 medical bankruptcies
Insurance-driven Health Care Decisions
Risk of Policy Cancellation
Out-of-Network Charges
Lack of Price Transparency
Frequent Changes to Policies
Yearly Deductibles
Medical Bill Negotiation
Member Crowdfunding
Affordable Payments
Discounted Prescriptions
Unlimited Talk Therapy
Unlimited Virtual Primary Care
Care Advocacy
Generosity Score
Automated Contributions
Greater Transparency
Personalized Support
Better Prices
Eradicating Inefficiencies

Your Personal Care Advocacy Team

Our Care Advocates tirelessly assist you in finding the right doctor, expertly negotiate your health bills, and manage crowdfunding for unexpected expenses.

All this personalized support isn't an extra; it's a fundamental part of your CrowdHealth membership. With us, you're part of a family that ensures your health care experience is smooth, personal, and stress-free.

Andy Schoonover
Founder & CEO of CrowdHealth

Our Founder’s Story

I'm Andy, the founder of CrowdHealth, and I've seen firsthand the failures of the health insurance system. Years ago, my daughter battled recurring ear infections and a ruptured eardrum. After a necessary, albeit quick, procedure, I was slapped with an $8,000 bill. Our insurance company refused to pay, deeming it "medically unnecessary."

Despite doing everything right, the insurance I had trusted in left us high and dry when we needed it most. That's when I realized the system was broken and decided to create CrowdHealth, a more compassionate and reliable alternative to pay for healthcare.

Traditional health insurance is often impersonal and unreliable, with twisted incentives. At CrowdHealth, we're changing the narrative. We treat our members like family, assisting them on their health journey, and managing their bills at an affordable cost. We're creating a system where the focus is on keeping our members healthy, rather than profiting from their illnesses. Our goal is to redefine the meaning of "healthcare" in our society.

The sad truth is, each year, 250,000 people with insurance declare bankruptcy due to medical bills. It's a clear sign that the existing system isn't working and serves to benefit the pockets of the medical industrial complex. Frustrated with the lack of justifiable reasons, I've stopped seeking answers and decided to build a better solution. And that’s what CrowdHealth is all about.

Dive Into Our Content

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6,000 Have Signed Up and Growing!

Anastasia Allison

“My husband just left his job of 16 years to become a full-time artist and I am a full time entrepreneur and founder of a company called Kula Cloth. I was pretty disheartened looking at healthcare options when he was leaving his job - the 'best' option was around $700 per month (for both of us) and had a $19,000 deductible - it was pretty laughable, actually. found Crowd Health through a serendipitous series of events - and love this model!”

Pila Sunderland

"My wife is a physician, so we've gotten more familiar than we'd have preferred with the scam known as health insurance. We have several employees and our whole family on CrowdHealth now, and we have had a very good experience thus far."

Toshio Lewis

"CrowdHealth is an innovative alternative to the ever-increasing cost of traditional, bureaucratized health care. Immediately after joining we received personalized communications from a dedicated correspondent, and also were invited to have an orientation web-meeting to answer any of our questions. The company is always looking for improvements and how to forward their innovative model. I believe that we need to start creating and supporting parallel institutions like CrowdHealth to work outside of the traditional bureaucracies that are often deeply corrupt and dysfunctional."

Dr. Maryanna Barrett

“As a physician in practice for over a decade and owner of a private practice, I am immersed in the problems that we face in healthcare. Enter crowd health. I have signed up my family and employees. I have patients that are crowd health members.…. CrowdHealth is the most impactful solution to restoring the doctor patient relationship that I have seen.”

Brandon Wilson

“I woke up last week not feeling well. was a Sunday and I didn't want to go urgent care. I opened up my CrowdHealth app, pressed "Talk to a Doctor" and within 2 minutes and 22 seconds I had a prescription for medications at my local pharmacy which ended up costing me $6. Not only that, but I felt 100% better within 24 hours. What an incredible experience. Thanks CrowdHealth.”

Laurel Marr

“I was priced out of traditional insurance plans years ago. l tried out multiple different sharing plan options before joining CrowdHealth in January 2022. I have had one health event, and Maggie was very helpful, even going over and beyond the expected service of an advocate to make sure my needs were met. In addition to this service, once the team at CrowdHealth learned of a death in my immediate family, I was showered with love and support. Thank you Crowd Health!!”

Patty Haling

“In 2018, I made the decision tr start a functional medicine health coaching practice and was disheartened by cost of premiums for people in my age and tax bracket when shopping for health insurance on healthcare,gov. At the age of 62, Crowd Health has given me peace of mind that doesn't break the bank as I "wait for Medicare". I wish I had discovered this wonderful option sooner!”

Amy Farley

"My husband and I joined CrowdHealth as an alternative to having insurance and we have been nothing but amazed at our experience! Shortly after joining CrowdHealth, my husband ended up needing a procedure. They were with us every step of the way, helping to negotiate our emergency room and hospital bill and made arrangements for him to get the recommended procedure done at a high quality medical facility. They handled all the care coordination while saving the Crowd thousands of dollars! For us, this is what health care should be."

Jeff and Ally Davidson

“Ally and I love CrowdHealth. We love their team and have such confidence in their ability to deliver that we signed our family up for the service.”

Anastasia Allison

“My husband just left his job of 16 years to become a full-time artist and I am a full time entrepreneur and founder of a company called Kula Cloth. I was pretty disheartened looking at healthcare options when he was leaving his job - the 'best' option was around $700 per month (for both of us) and had a $19,000 deductible - it was pretty laughable, actually. found Crowd Health through a serendipitous series of events - and love this model!”

Pila Sunderland

"My wife is a physician, so we've gotten more familiar than we'd have preferred with the scam known as health insurance. We have several employees and our whole family on CrowdHealth now, and we have had a very good experience thus far."

Toshio Lewis

"CrowdHealth is an innovative alternative to the ever-increasing cost of traditional, bureaucratized health care. Immediately after joining we received personalized communications from a dedicated correspondent, and also were invited to have an orientation web-meeting to answer any of our questions. The company is always looking for improvements and how to forward their innovative model. I believe that we need to start creating and supporting parallel institutions like CrowdHealth to work outside of the traditional bureaucracies that are often deeply corrupt and dysfunctional."

Dr. Maryanna Barrett

“As a physician in practice for over a decade and owner of a private practice, I am immersed in the problems that we face in healthcare. Enter crowd health. I have signed up my family and employees. I have patients that are crowd health members.…. CrowdHealth is the most impactful solution to restoring the doctor patient relationship that I have seen.”

Brandon Wilson

“I woke up last week not feeling well. was a Sunday and I didn't want to go urgent care. I opened up my CrowdHealth app, pressed "Talk to a Doctor" and within 2 minutes and 22 seconds I had a prescription for medications at my local pharmacy which ended up costing me $6. Not only that, but I felt 100% better within 24 hours. What an incredible experience. Thanks CrowdHealth.”

Laurel Marr

“I was priced out of traditional insurance plans years ago. l tried out multiple different sharing plan options before joining CrowdHealth in January 2022. I have had one health event, and Maggie was very helpful, even going over and beyond the expected service of an advocate to make sure my needs were met. In addition to this service, once the team at CrowdHealth learned of a death in my immediate family, I was showered with love and support. Thank you Crowd Health!!”

Patty Haling

“In 2018, I made the decision tr start a functional medicine health coaching practice and was disheartened by cost of premiums for people in my age and tax bracket when shopping for health insurance on healthcare,gov. At the age of 62, Crowd Health has given me peace of mind that doesn't break the bank as I "wait for Medicare". I wish I had discovered this wonderful option sooner!”

Amy Farley

"My husband and I joined CrowdHealth as an alternative to having insurance and we have been nothing but amazed at our experience! Shortly after joining CrowdHealth, my husband ended up needing a procedure. They were with us every step of the way, helping to negotiate our emergency room and hospital bill and made arrangements for him to get the recommended procedure done at a high quality medical facility. They handled all the care coordination while saving the Crowd thousands of dollars! For us, this is what health care should be."

Jeff and Ally Davidson

“Ally and I love CrowdHealth. We love their team and have such confidence in their ability to deliver that we signed our family up for the service.”

Frequently Asked Questions, Answered

How does pricing and member crowdfunding work?

CrowdHealth's pricing model includes two components each month. The first is a $50 per member monthly fee, which helps cover our operating expenses. The second component is a crowdfunding request that is sent directly to another member to assist with their health bills. The amount of this request can vary, but it will never exceed $135 for members under 55, $270 for those 55 and over, and $405 for families.

For example, in July, the request would be approximately $60 for individuals, $120 for those 55 and over, and $180 for families. This peer-to-peer transaction occurs directly from your bank account to theirs, bypassing any intermediaries. Plus, you receive a receipt detailing exactly who and what you're helping, fostering a sense of community and transparency.

How is Crowdhealth different from insurance?

CrowdHealth differs from traditional health insurance in several key ways. Firstly, we prioritize people over profits, fostering a community-driven approach to healthcare. Unlike insurance companies, we don't profit from your sickness but strive to promote your wellbeing. Secondly, CrowdHealth provides a platform that directly connects you to fellow members to share healthcare costs. This reduces the involvement of intermediaries and makes the process more transparent. Finally, our approach to healthcare is holistic and includes medical bill negotiation, member crowdfunding, discounted prescriptions, unlimited virtual primary care, and dedicated care advocacy.

I still have questions. Is there someone I can talk to?

Absolutely! We're here to make your journey with CrowdHealth as clear and comfortable as possible. Our dedicated customer support team is available to answer any questions you might have. Feel free to reach out via email, phone, or through our website's live chat feature. We're always ready to assist and ensure you have all the information you need.

Can I cancel my subscription at any time?

Yes, at CrowdHealth, we believe in giving you complete control over your healthcare decisions. If for any reason you choose to discontinue your subscription, you can do so at any time, hassle-free. We don't lock you into lengthy contracts or impose cancellation penalties. Your decision to join or leave CrowdHealth is entirely up to you, and we strive to make the process as straightforward and user-friendly as possible.

Still have questions?

Talk to a CrowdHealth Specialist.