One of the most challenging aspects of securing traditional health insurance plans in Illinois is navigating restrictions imposed by networks. If you’ve ever switched health insurance plans in Illinois, you might have noticed that a doctor you were seeing was no longer available under your new coverage because they were not a part of the network. Networks play a major role in the health insurance landscape.
In order for health insurance companies to attract customers, they have to make sure that area physicians and hospitals will accept their plans. The problem is many healthcare professionals and facilities in Illinois and across the country are linked to larger health care organizations like hospital networks. If for some reason, an Illinois insurance company and health care organization choose not to work together, the insurance company’s customers may be unable to visit associated doctors, treatment facilities, or hospitals as in-network patients. While some health insurance plans in Illinois will cover a portion of out-of-network costs, some don’t pay any of these expenses, which means a customer who switches their insurance plan in Illinois might have to find a new doctor.
At CrowdHealth, our plans make sure you never have to worry about losing your favorite doctor. When you select a Membership plan, you can continue seeing the doctor you prefer. You can also stick with a preferred hospital, treatment facility, or any other care provider you chose under a health insurance plan in Illinois. You deserve to work with any care provider you desire without restrictions imposed by traditional health insurance plans.