Obviously, most Americans agree that people who are suffering from serious health conditions should get all the help they need from the government and their communities. But most Americans would also agree that it’s unfair for the healthy to pay higher premiums so that unhealthy individuals can receive care. Keep in mind that many of these unhealthy individuals have been engaging in irresponsible behavior for many years. And it’s worth noting that under the previous system, these people would have been denied coverage because they represented too great of a risk for insurance providers. 

One of Obama’s most infamous statements was “If you like your plan, you can keep it.” This proved to be false, and many people are now worse off because of Obamacare. The biggest losers are those who earn just enough to disqualify themselves from federal premium subsidies. These are often early retirees and self-employed individuals in their 50s and 60s. In addition, the ACA created issues for those who were below the poverty line but still earned too much to qualify for Medicaid. These people find themselves in something of a gray area where there is no affordable program available for their specific needs and budgetary restrictions. 

In fact, the phrase “gray area” pretty much sums up Obamacare. It was intended to emulate the nationalized health care systems of the U.K. and Canada – but in the end, it often fails to provide care for those who need it most. At the same time, it maintained the privatized system of health insurance – but in a way that puts more strain on the taxpayer and limited competition and the free market. When all is said and done, Obamacare fails in both regards. Americans are essentially paying the high tax rates that are associated with nationalized health care – but with additional premiums and without any of the benefits of a nationalized system. 

First of all, it’s important to note that cost-sharing systems like CrowdHealth are not the same as traditional health insurance and should not be viewed as such. Because of this, sharing plans cannot be considered a “replacement” for insurance as they operate in a completely different way. It’s like comparing apples and oranges. 

That being said, innovative alternatives to traditional healthcare can provide real benefits for a wide range of people who have become unsatisfied with Obamacare. If you’re seeking a different path and a new way of doing things, alternatives like CrowdHealth could represent a positive choice. 

This is especially true if you’re a healthy individual who has been making smart lifestyle choices and you feel as though you’re being saddled with an unfair cost. Or perhaps you’ve reached a point where you simply cannot afford to continue paying ever-rising premiums for your traditional health coverage. 

Whatever the case may be, CrowdHealth offers a number of notable benefits when compared to traditional health insurance. Perhaps most importantly, CrowdHealth can be much more affordable compared to traditional health insurance. An average member can expect to pay as little as $175 per month, while premiums for traditional health insurance plans start at around $400 per month. CrowdHealth can also be more affordable because members pay $0 deductibles, while health insurance providers may charge you upwards of $4,500 per year in deductibles. 

But affordability isn’t the only reason many people are choosing to switch to CrowdHealth. Another attractive feature is that there are no doctor networks or enrollment periods, allowing you to choose any doctor or health care provider you like while signing up whenever it’s convenient. The lack of enrollment periods makes CrowdHealth an obvious choice if you’re approaching a gap in coverage. 

Other features include unlimited virtual health, unlimited talk therapy, discounted prescriptions, personal care advocacy, and much more. CrowdHealth will even negotiate on your behalf, helping you lower your medical bills to further decrease your financial burdens. 

If you’d like to learn more about how this crowdfunding system works, be sure to reach out and speak with one of our team members. We can answer any questions you might have, giving you the confidence and knowledge you need to take the next step.