August 4, 2025

Healthcare Is Changing — And That’s a Good Thing

By: Andy Schoonover

Bloated with bureaucracy, layered with middlemen, and riddled with red tape, health insurance has become a system that drives up costs while delivering less value. That’s why more and more Americans are walking away from it.

Why? Because they’ve discovered a simple truth: paying in cash often means paying far less.

The traditional insurance model isn’t just expensive and littered with perverse incentives. It’s inefficient.Behind every claim is a maze of administrators, approval processes, and billing games that add cost without adding value. You’re not just paying for care, you’re paying for layers of bureaucracy designed to serve the profit driven system, not you.

We think there’s a better way.

Our peer-to-peer funding platform empowers individuals and families to take charge of their health without getting stuck in the insurance machine. Whether it’s a routine checkup or a major procedure, you pay in cash; and our community supports you. It’s transparent, human, and refreshingly simple.

No networks. No deductibles. No corporate middlemen telling you what’s “covered.”

This isn’t just a new way to pay for care, it’s a new way to think about health. One built on transparency, and people helping people.

Healthcare doesn’t have to be a grift.

Fund humans, not health insurance.