Member Tools & Services

Gain access to a variety of tools and services to live delightfully uninsured

Bill Negotiation

At CrowdHealth, we believe you shouldn’t have to face outrageous medical bills alone or fight an unfair system without backup. That’s why our Bill Negotiation Services exist: to put a professional, persistent advocate (and even a lawyer) on your side when you need it most.

When a medical bill shows up, don’t stress, we’ve got it. Our team handles the back-and-forth with hospitals and providers, leveraging a robust database of past outcomes to know exactly how low they’re willing to go. We don’t guess; we negotiate with data, experience, and results.

We’ve negotiated thousands of medical bills, often securing discounts of 70%, 80%, even over 90% off the original charges. You won’t have to argue, haggle, or sit on hold. We do the hard work because we believe you deserve a fair deal, and someone to fight for it.

Personal Care Advocate

Our Care Advocates walk beside you every step of the way, acting as your ally in the battle against the bloated, impersonal medical industrial complex.

When you join CrowdHealth, you’re paired with a dedicated Care Advocate, the same person, every time. No bouncing between call centers, no repeating your story to strangers overseas. Your advocate gets to know you, your family, and your health journey. And because they know you, they can fight for you—navigating bills, negotiating prices, scheduling appointments, and helping you make informed decisions.

You’re not just a number. You're on a team that believes in a different kind of care: personal, responsive, and deeply human. And your Care Advocate is right there with you.

Find a Doc Services

Finding a great doctor can be overwhelming but you don’t have to do it alone. We help you connect with trusted, high-quality physicians who truly care.

Whether you need a primary care provider or a specialist like a neurologist, our team is here to guide you. We tap into a nationwide database of tens of thousands of doctors, many of whom have been personally vetted by us or recommended by our members. These are doctors who put patients first and provide the kind of care we’d want for our own families.

Tell us what you need, and we’ll help you find someone you can count on with the guesswork and frustration. Just real support from real people who want to help you get the best care possible.

Prescription Discounts

Unlock exclusive discounts on your medications through our partnership with MedalistRx. As a CrowdHealth member, you can access your prescription discount card right from your CrowdHealth app and get access to a powerful prescription savings tool that helps lower costs.

Annual Wellness

We don’t just want to help when you’re sick, we want to help you stay well. We encourage annual wellness to support proactive, preventive care that keeps you and your family thriving.

Each year, you’re eligible for up to $300 in funding (Member Commitment waived) for a wellness visit of your choice. Whether it’s a primary care checkup, lab work, a gynecological exam, a pediatric visit, or any other preventive service you feel is important.

You decide what wellness looks like, and we’ll help make it happen. It’s just one more way we’re putting people over paperwork and empowering you to take charge of your health before problems arise.

Not available with the Black Swan Membership

Maternity Support

Bringing new life into the world should be a time of joy not financial stress. With CrowdHealth, you can crowdfund eligible pregnancies and receive help navigating the journey with confidence and support to ease the burden of childbirth costs for growing families.

For Pregnancy Health Events, you pay the first $3,000 of maternity expenses and the rest is eligible for crowdfunding. All three phases of maternity care —prenatal, labor & delivery, and postpartum—count as a single Pregnancy Health Event.

We believe families deserve a better way to afford care, and we’re proud to stand beside you every step of the way.

Not available with the Black Swan Membership

Unlimited Virtual Care

Skip the waiting rooms, avoid the crowds, and get the care you need fast. With CrowdHealth’s Virtual Care options through HealthTap, you have access to an unlimited number of virtual doctor visits, all eligible for funding through the community.

Whether it’s a primary care checkup, a nagging cold, or an unexpected urgent care need, licensed physicians are on standby and ready to help in all 50 states. No more wasting hours at a clinic surrounded by sick people. With just a few clicks, you can speak to a doctor from the comfort of your home, on your schedule.

It’s convenient, efficient, and designed to keep you healthy without the hassle. Because we believe getting care should be easy...no waiting room required.

Not available with the Black Swan Membership

Unlimited Virtual Talk Therapy

Your mental health matters—and getting support shouldn’t be complicated. With CrowdHealth’s Virtual Talk Therapy options provided by BetterHelp, you have access to an unlimited number of virtual therapy sessions, all eligible for funding through the community.

Whether you're dealing with stress, anxiety, depression, or just need someone to talk to, licensed therapists are available to meet with you from the privacy and comfort of your own home. No commuting, no waiting rooms, just real conversations with professionals who care.

You choose when and where to talk. We’ll help make it happen. Because taking care of your mind is just as important as taking care of your body and you shouldn't have to do it alone.

Not available with the Black Swan Membership

Quarterly Specials

Understanding your body is the first step to taking control of your health. That’s why we offer Quarterly Specials, deeply discounted tests that members can choose to use that provide powerful insights into their well-being.

Past specials have included Coronary Artery Calcium (CAC) scores, gut health tests, DEXA scans, fasting insulin tests, and VO₂ max assessments. These are the kinds of tests that traditional insurance often ignores but that can make a huge difference in catching issues early and optimizing long-term health.

We announce the lineup of specials at the end of each year, so you’ll always know what’s coming and how you can take advantage of them. Because the more you know about your health, the better decisions you can make.

Not available with the Black Swan Membership

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designed with your well-being in mind.