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How does the money flow?

Every month, the contribution you send in does not come to CrowdHealth. Instead, it goes to a secure third party, who maintains a separate account for each Member. See our Privacy Policy for more information on our trusted third-party partners.

The contributions you send will be used to pay the Community’s bills. When you have a medical bill, the money in your account will be used to pay your bill first, with the remaining balance being shared pro rata by the Community.

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How do big bills get paid?

1. Planned bills
For big, planned bills (like expensive surgeries or treatments), we’ll negotiate the cost down by 30-60% before the procedure event happens. How? That’s the power of consumerism working within the CrowdHealth model:

Doctors love avoiding the hassle of insurance paperwork and overhead, and they also love the peace of mind that comes with getting paid quickly from a platform like ours. They are willing to give our Members better rates for the same, high-quality care, which is a win-win for you and for the whole CrowdHealth Community!

2. Emergency bills
For big, emergency bills, we’ll negotiate with hospitals for you after the fact. Because you aren’t locked into high prices through an expensive network contract, you are able to get rates 2-3x lower than insurance prices as a CrowdHealth Member.

For very large bills, there are times we will negotiate with the hospital, so the Crowd can pay them over two or three years. This keeps the Crowd from absorbing large expenses all at once, protecting you and your fellow Members and helping bills get paid without overburdening the CrowdHealth Community.

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Forget What You Know About Health Care.
Meet Health Care Crowdfunding.

Step 1

Contribute

As a Member, you make a low monthly contribution to be part of CrowdHealth. A $30 subscription goes to CrowdHealth to cover administrative costs, and you use the remaining dollars to voluntarily fund the Crowd's bills.

Step 2

Go to the Doctor

For health events less than $500, you pay for the services when you see your doctor. For events greater than $500, you commit to funding the first $500, then can submit a funding request to CrowdHealth.

For scheduled services, let us know beforehand. We will contact your doctor, negotiate a rate, then crowdfund the cost over $500 prior to your appointment.

Step 3

Submit Your Bills

Submitting expenses over $500 to the Crowd for funding is super simple. Just snap a photo, upload to the mobile app, and hit submit! 

Step 4

CrowdFund

CrowdHealth facilitates your funding requests, so your bills get crowdfunded smoothly and quickly. Crowdfunding dollars are transferred from contributing Members' accounts directly to yours.

Still Have Questions? 
Speak With Our Team

Our Membership Consultants are ready to dive deeper into the health care crowdfunding model, discuss your specific needs, and answer any questions you have! 

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