Forget what you know about health insurance.
Meet CrowdHealth.

How CrowdHealth Works

Straightforward, Hassle-free.

No premiums, no copays, no deductibles. Just one monthly total to get you access to everything we offer the Community.

You make a monthly contribution to the Community, which is used to fund the Community’s health care bills.

The Best Way to Find the Right Doctor for You

We know going to the doctor can be a drag. But, great news for you! CrowdHealth offers you simple, tech-based tools to make it a whole lot easier.

How Your Bills Get Funded

CrowdHealth reverses the insurance model. Contributions to the Community are treated as your money, not ours.

With CrowdHealth, everything becomes simple and transparent -- where bills are funded super fast, and we help you find high-quality, fairly priced care.
Choose Your Doctor Mockup

One Low, Monthly Total:

Ages 0-5

$225

per month

INCLUDES

$25
Subscription
$200
contribution
$500
MEMBER
COMMITMENT

Ages 6-54

$175

per month

INCLUDES

$25
Subscription
$150
contribution
$500
MEMBER
COMMITMENT

Ages 55-65

$325

per month

INCLUDES

$25
Subscription
$300
contribution
$500
MEMBER
COMMITMENT

Families of 4 to 8

$695

per month

INCLUDES

$125
Subscription
$750
contribution
$500
MEMBER
COMMITMENT

Each member is expected to pay the first $500 of any health event before requesting funding from the community.

Its Easy!

Monthly

Every member submits a monthly contribution.

Ages 0-5

$225

per month

INCLUDES

$25
Subscription
$200
contribution
$500
MEMBER
COMMITMENT

Ages 6-54

$175

per month

INCLUDES

$25
Subscription
$150
contribution
$500
MEMBER
COMMITMENT

Ages 55-65

$325

per month

INCLUDES

$25
Subscription
$300
contribution
$500
MEMBER
COMMITMENT

Families of 4 to 8

$695

per month

INCLUDES

$125
Subscription
$750
contribution
$500
MEMBER
COMMITMENT

When you go to the doctor

You pay for the service when you see the doctor. You submit any bills over $500 to the community for crowdfunding. When members contribute to your bills, the funds will go directly from their account to yours to repay you for that bill.

For large scheduled procedures

For procedures like a knee replacement, you can let us know beforehand. We will contact the doctor, negotiate a rate, and then crowdfund those bills over $500 prior to the procedure. You can then pay the doctor’s office directly from the funds that have been crowdfunded on the day of the visit.

For emergency visits

The hospital will send the bills to your home. You submit those bills to us via the app. We will negotiate them for you and submit any final bills over $500 to the community for crowdfunding. You can then pay the hospital directly from the funds that have been crowdfunded.

If, at any time, you have questions, you can call your personal Care Advocate. You talk to the same person every time. No automated menus. No call centers. We are here to serve you.

The CrowdHealth Community is designed and funded differently than health insurance plans. We have different priorities here -- like putting you, our Member, first!

Why are insurance companies expensive?

Why is CrowdHealth so affordable?

CONTRACTS VS FREEDOM

Health Insurance has very little power to negotiate with big hospital systems, so their network contracts are very expensive.

CrowdHealth can help you find quality care but has no restrictive doctor networks -- you can go where you want for your care. Since the Crowd pays in cash, hospitals are more willing to negotiate fair prices with us.

examples

Knee surgery

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Knee surgery cost for major insurer, Cincinnati, OH

$35,000

Knee surgery cost for CrowdHealth, Cincinnati, OH

$22,000

(40% less than major insurer)

Colonoscopy

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Colonoscopy cost for major insurer, Austin, TX

$3,600

Colonoscopy cost for CrowdHealth, Austin, TX

$1,200

(66% price reduction)

Laparoscopic Hysterectomy

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Laparoscopic hysterectomy cost for major insurer, Milwaukee, WI

$13,017

Laparoscopic hysterectomy cost for CrowdHealth, Milwaukee, WI

$9,037

(30.6% price reduction)

WHERE YOUR MONEY GOES

On average, 80% of your monthly insurance premium goes toward the healthcare costs of customers.

With CrowdHealth, 100% of your monthly contribution goes to directly fund and reduce the healthcare costs of the Member Community.  
 

profits vs your wellbeing

Health Insurance has very little incentive to reduce costs. In fact, they make more money when you are sick than when you are healthy.

CrowdHealth is incentivized to keep you healthy because we want the Crowd’s monthly contributions to be as low as possible.

DENIED CLAIMS vs reliable support

Plans sold on the US health insurance marketplace deny an average of 17% of in-network claims annually, which dramatically increases the healthcare cost burden to American families.

CrowdHealth has not denied or left a single bill unfunded for an eligible expense submitted by an active Member of the Community.

ADMINISTRATION

On average, $200 a month is spent by health insurers on administration.

CrowdHealth spends $25 per member, per month on administration.

LOBBYING

Health Insurance pays for more lobbying than any other industry.

CrowdHealth spends $0 of your monthly contribution on lobbying.

Have questions that still need answering? We’d love to talk.

Check out our list of FAQs below or send us a message.

FAQs

Together, we can revolutionize the way we get the care we need.

CrowdHealth believes we can achieve something bigger, better, and altogether different than if we tackled the complexity and unaffordability of healthcare costs alone.

We care abundantly for each other, and that’s good news for all of us.

Member Guide
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